Email page PDF view Print view Email Alert Social media sharing
Performance Ratios (%) UVSP Peer Median Peer Average
ROAA 0.65 0.84 0.78
ROAE 5.41 7.97 7.87
Net Interest Margin 3.40 3.31 3.15
Efficiency Ratio 60.44 59.49 60.98
Loans / Deposits 101.69 94.42 92.74
Asset Quality Ratios (%)
NPAs / Assets 0.57 0.55 0.66
NCOs / Avg Loans 0.12 0.04 0.13
Reserves / Loans 1.73 1.02 0.99
Reserves / NPAs 247.49 148.09 169.82
Capital Ratios (%)
Tier 1 Capital 10.73 11.42 11.90
Tangible Equity / Tangible Assets 8.06 8.35 8.49
Total Equity / Total Assets 10.69 9.21 9.49
Market Ratios
Price / Earnings (x) 13.61 9.70 10.32
Price / Book (%) 74.65 74.35 80.86
Dividend Yield (%) 4.78 3.85 3.51
Data for trailing four quarters

Univest Financial Corporation's peer group consists of the following: ACNB Corporation (ACNB), Amalgamated Bank (AMAL), Arrow Financial Corporation (AROW), Bancorp, Inc. (TBBK), BCB Bancorp, Inc. (BCBP), Bridge Bancorp, Inc. (BDGE), Bryn Mawr Bank Corporation (BMTC), Canandaigua National Corporation (CNND), Chemung Financial Corporation (CHMG), CNB Financial Corporation (CCNE), Codorus Valley Bancorp, Inc. (CVLY), Community Financial Corporation (TCFC), ConnectOne Bancorp, Inc. (CNOB), Dime Community Bancshares, Inc. (DCOM), ESSA Bancorp, Inc. (ESSA), Evans Bancorp, Inc. (EVBN), Financial Institutions, Inc. (FISI), First Bank (FRBA), First of Long Island Corporation (FLIC), Flushing Financial Corporation (FFIC), Howard Bancorp, Inc. (HBMD), Kearny Financial Corp. (KRNY), Lakeland Bancorp, Inc. (LBAI), Metropolitan Bank Holding Corp. (MCB), Mid Penn Bancorp, Inc. (MPB), Northfield Bancorp, Inc. (NFBK), Orrstown Financial Services, Inc. (ORRF), Peapack-Gladstone Financial Corporation (PGC), Peoples Financial Services Corp. (PFIS), Republic First Bancorp, Inc. (FRBK), SB One Bancorp, Tompkins Financial Corporation (TMP), TrustCo Bank Corp NY (TRST)

Univest Financial Corporation's financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

Canandaigua National Corporation's financial data is as of 3/31/2020.
SB One Bancorp's financial data is as of 3/31/2020.
Copyright 2020, © S&P Global Market Intelligence  Terms of Use